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Chicago Atlantic Real Estate Finance, Inc.

REFI · Nasdaq

No reporting failures in the last 12 months

It filed on time and stood behind its numbers. Of companies scoring zero, 4.0% were delisted, went bankrupt, restated or stopped filing within the following year.

$237Mpublic float
2022-04-01most recent failure

Score over time

012202220232024202520262022-07-01 · score 12022-04-01 filed late (10-K) · auditor2022-10-01 · score 12022-04-01 filed late (10-K) · auditor2023-01-01 · score 12022-04-01 filed late (10-K) · auditor2023-04-01 · score 12022-04-01 filed late (10-K) · auditor

Hover or tap a dot to see the filings behind that score.

Why they said they were late

Chicago Atlantic Real Estate Finance, Inc. (the “Company”) was unable, without unreasonable effort or expense, to file its Annual Report on Form 10-K for the year ended December 31, 2021 (the “Form 10-K”) by the March 31, 2022 filing deadline. The Company needs additional time to complete its final review of its financial statements and other disclosures in the Form 10-K and to allow its independent registered public accounting firm to complete the audit of the Company’s consolidated financial statements as of and for the period ended December 31, 2021 in accordance with the standards of the Public Company Accounting Oversight Board. The delays were due primarily to staffing shortages exacerbated by the COVID-19 pandemic, including within the Company’s finance team. The Company fully expects to file the Form 10-K within the extension period of 15 calendar days as provided under Rule 12b-25 under the Securities Exchange Act of 1934, as amended (the “Exchange Act”). The Company does not expect any changes or adjustments to the financial results it previously reported in its press release furnished as Exhibit 99.1 and the earnings supplemental presentation furnished as Exhibit 99.2 to the Company’s Current Report on Form 8-K, filed with the SEC on March 22, 2022

NT 10-K, filed 2022-04-01 · auditor

What it filed

2022-04-01filed late (10-K)auditor SEC →

Chicago Atlantic Real Estate Finance, Inc. (the “Company”) was unable, without unreasonable effort or expense, to file its Annual Report on Form 10-K for the year ended December 31, 2021 (the “Form 10-K”) by the March 31, 2022 filing deadline. The Company needs additional time to complete its final review of its financial statements and other disclosures in the Form 10-K and to allow its independent registered public accounting firm to complete the audit of the Company’s consolidated financial statements as of and for the period ended December 31, 2021 in accordance with the standards of the Public Company Accounting Oversight Board. The delays were due primarily to staffing shortages exacerbated by the COVID-19 pandemic, including within the Company’s finance team. The Company fully expects to file the Form 10-K within the extension period of 15 calendar days as provided under Rule 12b-25 under the Securities Exchange Act of 1934, as amended (the “Exchange Act”). The Company does not expect any changes or adjustments to the financial results it previously reported in its press release furnished as Exhibit 99.1 and the earnings supplemental presentation furnished as Exhibit 99.2 to the Company’s Current Report on Form 8-K, filed with the SEC on March 22, 2022

About this score

reportingrisk.com scores every active US filer on three things a company tells the SEC about itself: late-filing notices on Form NT, 8-K item 4.02 (past accounts declared unreliable) and 4.01 (auditor changes). 1,012 are flagged today.

Every score is frozen and checked twelve months later. Across 91,452 of them, a company scoring 4 or more ended that year delisted, bankrupt, restated or silent 17.2% of the time, against 4.0% for a clean record. Scores before 2026-09-27 were reconstructed from the filing history as it stood at each date, so the record is a backtest rather than years of live calls.

See the ledger → Every company the score flagged that later failed, what it told the SEC on the way down, and the ones it missed.

Every item above is a filing this company made with the SEC.
Snapshot 2026-11-04 · data from SEC EDGAR (public domain) · not investment advice

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