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Pineapple Financial Inc.

PAPL · NYSE

4 reporting failures in the last 12 months

Companies at this level ended the following year delisted, bankrupt, restated or silent 17.2% of the time, against 4.0% for companies with a clean record.

$5Mpublic float
2026-07-15most recent failure

Score over time

012342024202520262024-01-01 · score 12023-11-30 filed late (10-K) · auditor2024-04-01 · score 12023-11-30 filed late (10-K) · auditor2024-07-01 · score 12023-11-30 filed late (10-K) · auditor2024-10-01 · score 12023-11-30 filed late (10-K) · auditor2025-01-01 · score 12024-11-29 filed late (10-K) · auditor2025-04-01 · score 22025-01-14 filed late (10-Q) · auditor2024-11-29 filed late (10-K) · auditor2025-07-01 · score 22025-01-14 filed late (10-Q) · auditor2024-11-29 filed late (10-K) · auditor2025-10-01 · score 22025-01-14 filed late (10-Q) · auditor2024-11-29 filed late (10-K) · auditor2026-01-01 · score 22025-12-01 filed late (10-K) · auditor2025-01-14 filed late (10-Q) · auditor2026-04-01 · score 22026-01-15 filed late (10-Q) · auditor2025-12-01 filed late (10-K) · auditor2026-07-01 · score 32026-06-03 auditor change2026-01-15 filed late (10-Q) · auditor2025-12-01 filed late (10-K) · auditor2026-10-01 · score 42026-07-15 filed late (10-Q) · auditor2026-06-03 auditor change2026-01-15 filed late (10-Q) · auditor2025-12-01 filed late (10-K) · auditor

Hover or tap a dot to see the filings behind that score.

Why they said they were late

Pineapple Financial Inc. (the “Company”) is unable to timely file its Quarterly Report on Form 10-Q for the quarter ended May 31, 2026 (the “Form 10-Q”) without unreasonable effort and expense. The Company’s delay in filing the Form 10-Q is due principally to the need for additional time for the Company to finalize, and for its independent public accounting firm to complete its review of, the Company’s financial statements. The Company will use its best efforts to try to file the Form 10-Q within the five (5) calendar-day period set forth in Rule 12b-25(b) under the Securities Exchange Act of 1934, as amended

NT 10-Q, filed 2026-07-15 · auditor

What it filed

2026-07-15filed late (10-Q)auditor SEC →

Pineapple Financial Inc. (the “Company”) is unable to timely file its Quarterly Report on Form 10-Q for the quarter ended May 31, 2026 (the “Form 10-Q”) without unreasonable effort and expense. The Company’s delay in filing the Form 10-Q is due principally to the need for additional time for the Company to finalize, and for its independent public accounting firm to complete its review of, the Company’s financial statements. The Company will use its best efforts to try to file the Form 10-Q within the five (5) calendar-day period set forth in Rule 12b-25(b) under the Securities Exchange Act of 1934, as amended

2026-06-03auditor changed or resigned SEC →

2026-01-15filed late (10-Q)auditor SEC →

Pineapple Financial Inc. (the “Company”) is unable to timely file its Quarterly Report on Form 10-Q for the quarter ended November 30, 2025 (the “Form 10-Q”) without unreasonable effort and expense. The Company’s delay in filing the Form 10-Q is due principally to the need for additional time for the Company to finalize, and for its independent public accounting firm to complete its audit of, the Company’s financial statements. The Company will use its best efforts to try to file the Form 10-Q within the five (5) calendar-day period set forth in Rule 12b-25(b) under the Securities Exchange Act of 1934, as amended

2025-12-01filed late (10-K)auditor SEC →

Pineapple Financial Inc. (the “Company”) is unable to timely file its Annual Report on Form 10-K for the period ended August 31, 2025 (the “Form 10-K”) without unreasonable effort and expense. The Company’s delay in filing the Form 10-K is due principally to the need for additional time for the Company to finalize, and for its independent public accounting firm to complete its audit of, the Company’s financial statements for the fiscal year ended August 31, 2025. The Company will use its best efforts to try to file the Form 10-K within the fifteenth (15) calendar-day period set forth in Rule 12b-25(b) under the Securities Exchange Act of 1934, as amended

2025-01-14filed late (10-Q)auditor SEC →

Pineapple Financial Inc. (the “Company”) is unable to timely file its Quarterly Report on Form 10-Q for the quarter ended November 30, 2024 (the “Form 10-Q”) without unreasonable effort and expense. The Company’s delay in filing the Form 10-Q is due principally to the need for additional time for the Company to finalize, and for its independent public accounting firm to complete its audit of, the Company’s financial statements. The Company will use its best efforts to try to file the Form 10-Q within the five (5) calendar-day period set forth in Rule 12b-25(b) under the Securities Exchange Act of 1934, as amended

2024-11-29filed late (10-K)auditor SEC →

Pineapple Financial Inc. (the “Company”) is unable to timely file its Annual Report on Form 10-K for the period ended August 31, 2024 (the “Form 10-K”) without unreasonable effort and expense. The Company’s delay in filing the Form 10-K is due principally to the need for additional time for the Company to finalize, and for its independent public accounting firm to complete its audit of, the Company’s financial statements for the fiscal year ended August 31, 2024. The Company will use its best efforts to try to file the Form 10-K within the fifteenth (15) calendar-day period set forth in Rule 12b-25(b) under the Securities Exchange Act of 1934, as amended

2023-11-30filed late (10-K)auditor SEC →

Pineapple Financial Inc. (the “Company”) is unable to timely file its Annual Report on Form 10-K for the period ended August 31, 2023 (the “Form 10-K”) without unreasonable effort and expense. The Company’s delay in filing the Form 10-K is due principally to the need for additional time for the Company to finalize, and for its independent public accounting firm to complete its audit of, the Company’s quarterly financial statements for the fiscal year ended August 31, 2023. The Company will use its best efforts to try to file the Form 10-K within the fifteenth (15) calendar-day period set forth in Rule 12b-25(b) under the Securities Exchange Act of 1934, as amended

About this score

reportingrisk.com scores every active US filer on three things a company tells the SEC about itself: late-filing notices on Form NT, 8-K item 4.02 (past accounts declared unreliable) and 4.01 (auditor changes). 1,012 are flagged today.

Every score is frozen and checked twelve months later. Across 91,452 of them, a company scoring 4 or more ended that year delisted, bankrupt, restated or silent 17.2% of the time, against 4.0% for a clean record. Scores before 2026-09-27 were reconstructed from the filing history as it stood at each date, so the record is a backtest rather than years of live calls.

See the ledger → Every company the score flagged that later failed, what it told the SEC on the way down, and the ones it missed.

Every item above is a filing this company made with the SEC.
Snapshot 2026-11-04 · data from SEC EDGAR (public domain) · not investment advice

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