ORRF · Nasdaq
It filed on time and stood behind its numbers. Of companies scoring zero, 4.0% were delisted, went bankrupt, restated or stopped filing within the following year.
Hover or tap a dot to see the filings behind that score.
Orrstown Financial Services, Inc. (the “Registrant”) is not able to file its Annual Report on Form 10-K for the year ended December 31, 2024 (the “Form 10-K”) within the prescribed time period as the Registrant’s core operating system conversion relating to its merger with Codorus Valley Bancorp, Inc. was completed in the fourth quarter of 2024. This resulted in unforeseen delays in collecting and providing information and documentation necessary to complete the procedures required to file the Form 10-K. The Registrant does not believe these matters could have been completed by the prescribed filing date without unreasonable effort or expense. The Registrant expects that the financial statements in the Form 10-K will be materially consistent with the financial information included in the earnings release furnished as Exhibit 99.1 to the Registrant’s Current Report on Form 8-K filed on January 31, 2025 (the “Earnings Release”). The Registrant expects to file the Form 10-K no later than fifteen calendar days following the due date of the Form 10-K. The Company’s statements included in this Form 12b-25 include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995, and actual events may differ materially from those contemplated by these forward-looking statements. These forward-looking statements are subject to certain risks and uncertainties, including the risk that the consolidated statement of income in the Form 10-K will not be materially consistent with the corresponding financial information furnished in the Earnings Release and that the Company may not be able to complete the work necessary in order to file the Form 10-K in the time frame that is anticipated. The Company undertakes no obligation to revise or update any forward-looking statements to reflect actual events or circumstances after the date hereof
NT 10-K, filed 2025-03-18 · investigation
Orrstown Financial Services, Inc. (the “Registrant”) is not able to file its Annual Report on Form 10-K for the year ended December 31, 2024 (the “Form 10-K”) within the prescribed time period as the Registrant’s core operating system conversion relating to its merger with Codorus Valley Bancorp, Inc. was completed in the fourth quarter of 2024. This resulted in unforeseen delays in collecting and providing information and documentation necessary to complete the procedures required to file the Form 10-K. The Registrant does not believe these matters could have been completed by the prescribed filing date without unreasonable effort or expense. The Registrant expects that the financial statements in the Form 10-K will be materially consistent with the financial information included in the earnings release furnished as Exhibit 99.1 to the Registrant’s Current Report on Form 8-K filed on January 31, 2025 (the “Earnings Release”). The Registrant expects to file the Form 10-K no later than fifteen calendar days following the due date of the Form 10-K. The Company’s statements included in this Form 12b-25 include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995, and actual events may differ materially from those contemplated by these forward-looking statements. These forward-looking statements are subject to certain risks and uncertainties, including the risk that the consolidated statement of income in the Form 10-K will not be materially consistent with the corresponding financial information furnished in the Earnings Release and that the Company may not be able to complete the work necessary in order to file the Form 10-K in the time frame that is anticipated. The Company undertakes no obligation to revise or update any forward-looking statements to reflect actual events or circumstances after the date hereof
reportingrisk.com scores every active US filer on three things a company tells the SEC about itself: late-filing notices on Form NT, 8-K item 4.02 (past accounts declared unreliable) and 4.01 (auditor changes). 1,012 are flagged today.
Every score is frozen and checked twelve months later. Across 91,452 of them, a company scoring 4 or more ended that year delisted, bankrupt, restated or silent 17.2% of the time, against 4.0% for a clean record. Scores before 2026-09-27 were reconstructed from the filing history as it stood at each date, so the record is a backtest rather than years of live calls.
See the ledger → Every company the score flagged that later failed, what it told the SEC on the way down, and the ones it missed.Every item above is a filing this company
made with the SEC.
Snapshot 2026-11-04 · data from SEC EDGAR (public domain) · not
investment advice