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Embassy Bancorp, Inc.

EMYB · OTC

No reporting failures in the last 12 months

It filed on time and stood behind its numbers. Of companies scoring zero, 4.0% were delisted, went bankrupt, restated or stopped filing within the following year.

$88Mpublic float
2023-05-16most recent failure

Score over time

012202220232024202520262023-07-01 · score 12023-05-16 filed late (10-Q) · complex accounting2023-10-01 · score 12023-05-16 filed late (10-Q) · complex accounting2024-01-01 · score 12023-05-16 filed late (10-Q) · complex accounting2024-04-01 · score 12023-05-16 filed late (10-Q) · complex accounting

Hover or tap a dot to see the filings behind that score.

Why they said they were late

ed time period.  Embassy Bancorp, Inc. (the “Registrant”) filed its Form 10-Q for the period ended March 31, 2023 (“Form 10-K”) on March 15, 2023, but the final filing was not electronically processed and accepted until after the Commission’s 17:30:00 deadline on March 15, 2023, and this delay could not have been eliminated by the Registrant without unreasonable effort or expense. Therefore, the effective date of the filing was March 16, 2023, warranting this Form 12b-25 filing. Though the Registrant was able to complete a test filing of the Form 10-Q prior to the 17:30:00 filing deadline, the final filing of the Form 10-Q was not accepted until 17:41:42, which is beyond the Commission’s daily filing cutoff time, due to technical delays associated with the Registrant’s EDGAR access codes

NT 10-Q, filed 2023-05-16 · complex accounting

What it filed

2023-05-16filed late (10-Q)complex accounting SEC →

ed time period.  Embassy Bancorp, Inc. (the “Registrant”) filed its Form 10-Q for the period ended March 31, 2023 (“Form 10-K”) on March 15, 2023, but the final filing was not electronically processed and accepted until after the Commission’s 17:30:00 deadline on March 15, 2023, and this delay could not have been eliminated by the Registrant without unreasonable effort or expense. Therefore, the effective date of the filing was March 16, 2023, warranting this Form 12b-25 filing. Though the Registrant was able to complete a test filing of the Form 10-Q prior to the 17:30:00 filing deadline, the final filing of the Form 10-Q was not accepted until 17:41:42, which is beyond the Commission’s daily filing cutoff time, due to technical delays associated with the Registrant’s EDGAR access codes

About this score

reportingrisk.com scores every active US filer on three things a company tells the SEC about itself: late-filing notices on Form NT, 8-K item 4.02 (past accounts declared unreliable) and 4.01 (auditor changes). 1,012 are flagged today.

Every score is frozen and checked twelve months later. Across 91,452 of them, a company scoring 4 or more ended that year delisted, bankrupt, restated or silent 17.2% of the time, against 4.0% for a clean record. Scores before 2026-09-27 were reconstructed from the filing history as it stood at each date, so the record is a backtest rather than years of live calls.

See the ledger → Every company the score flagged that later failed, what it told the SEC on the way down, and the ones it missed.

Every item above is a filing this company made with the SEC.
Snapshot 2026-11-04 · data from SEC EDGAR (public domain) · not investment advice

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