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Dave Inc./DE

DAVE · Nasdaq

No reporting failures in the last 12 months

It filed on time and stood behind its numbers. Of companies scoring zero, 4.0% were delisted, went bankrupt, restated or stopped filing within the following year.

$3.1Bpublic float
2022-08-12most recent failure
2022-08-12declared past accounts unreliable

Score over time

01234202220232024202520262022-01-01 · score 22021-11-23 accounts unreliable2021-05-17 filed late (10-Q) · acquisition or merger2022-04-01 · score 22021-11-23 accounts unreliable2021-05-17 filed late (10-Q) · acquisition or merger2022-07-01 · score 22022-06-13 auditor change2021-11-23 accounts unreliable2022-10-01 · score 42022-08-12 filed late (10-Q) · restatement2022-08-12 accounts unreliable2022-06-13 auditor change2021-11-23 accounts unreliable2023-01-01 · score 32022-08-12 filed late (10-Q) · restatement2022-08-12 accounts unreliable2022-06-13 auditor change2023-04-01 · score 32022-08-12 filed late (10-Q) · restatement2022-08-12 accounts unreliable2022-06-13 auditor change2023-07-01 · score 22022-08-12 filed late (10-Q) · restatement2022-08-12 accounts unreliable

Hover or tap a dot to see the filings behind that score.

Why they said they were late

Dave Inc. (the “Company”) has determined that it is unable, without unreasonable effort or expense, to file its Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2022 (the “Q2 2022 Form 10-Q”) by the prescribed due date for the reasons described below. On August 11, 2022, the Company filed a Form 8-K (the “August 11, 2022 Form 8-K”) announcing non-reliance on its previously issued financial statements and related disclosures for the fiscal years ended December 31, 2021 and December 31, 2020 and for the three months ended March 30, 2022 and March 30, 2021 (collectively, the “Relevant Periods”) due to errors described in the August 11, 2022 Form 8-K. The Company is undertaking a restatement of its financial statements for the Relevant Periods to make the required adjustments, which will be addressed in amendments to the reports in which the financial statements for the Relevant Periods were previously presented. The Company is working diligently to complete the Q2 2022 Form 10-Q as soon as possible; however, given the scope of the process involved in completing the required adjustments to its financial statements, the Company is unable to complete and file the Q2 2022 Form 10-Q by the required due date of August 15, 2022 without unreasonable effort and expense. The Company does, however, expect to file such report within five calendar days thereof

NT 10-Q, filed 2022-08-12 · restatement

What it filed

2022-08-12filed late (10-Q)restatement SEC →

Dave Inc. (the “Company”) has determined that it is unable, without unreasonable effort or expense, to file its Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2022 (the “Q2 2022 Form 10-Q”) by the prescribed due date for the reasons described below. On August 11, 2022, the Company filed a Form 8-K (the “August 11, 2022 Form 8-K”) announcing non-reliance on its previously issued financial statements and related disclosures for the fiscal years ended December 31, 2021 and December 31, 2020 and for the three months ended March 30, 2022 and March 30, 2021 (collectively, the “Relevant Periods”) due to errors described in the August 11, 2022 Form 8-K. The Company is undertaking a restatement of its financial statements for the Relevant Periods to make the required adjustments, which will be addressed in amendments to the reports in which the financial statements for the Relevant Periods were previously presented. The Company is working diligently to complete the Q2 2022 Form 10-Q as soon as possible; however, given the scope of the process involved in completing the required adjustments to its financial statements, the Company is unable to complete and file the Q2 2022 Form 10-Q by the required due date of August 15, 2022 without unreasonable effort and expense. The Company does, however, expect to file such report within five calendar days thereof

2022-08-12accounts declared unreliable SEC →

2022-06-13auditor changed or resigned SEC →

2022-01-11auditor changed or resignednot counted — change of control SEC →

2021-11-23accounts declared unreliable SEC →

2021-05-17filed late (10-Q)acquisition or merger SEC →

VPC Impact Acquisition Holdings III, Inc. (the “Company”) has determined that it is unable, without unreasonable effort or expense, to file its Quarterly Report on Form 10-Q for the fiscal quarter ended March 31, 2021 (the “Q1 2021 Form 10-Q”) by the prescribed due date for the reasons described below. On April 12, 2021, the Staff of the U.S. Securities and Exchange Commission (the “SEC”) issued the “Staff Statement on Accounting and Reporting Considerations for Warrants Issued by Special Purpose Acquisition Companies (“SPACs”)” (the “SEC Statement”), which clarified guidance for all SPACs regarding the accounting and reporting for their warrants. Following review of the SEC Statement, the Company reevaluated the accounting treatment of its public warrants and private placement warrants (collectively, the “Warrants”) as equity, and concluded that, based on the SEC Statement, the Warrants should be, and should previously have been, classified as a liability measured at fair value, with non-cash fair value adjustments recorded in earnings at each reporting period. The Company is currently determining the extent of the SEC Statement’s impact on its financial statements, including the financial statements as of and for the fiscal quarter ended March 31, 2021 included in the Q1 2021 Form 10-Q (the “Q1 2021 Financials”). The Company is working diligently to complete the Q1 2021 Form 10-Q as soon as possible; however, given the scope of the process for determining the appropriate treatment of the Warrants in accordance with the SEC Statement, the Company is unable to complete and file the Q1 2021 Form 10-Q by the required due date of May 17, 2021 without unreasonable effort and expense. The Company expects to file such report as soon as practicable

About this score

reportingrisk.com scores every active US filer on three things a company tells the SEC about itself: late-filing notices on Form NT, 8-K item 4.02 (past accounts declared unreliable) and 4.01 (auditor changes). 1,012 are flagged today.

Every score is frozen and checked twelve months later. Across 91,452 of them, a company scoring 4 or more ended that year delisted, bankrupt, restated or silent 17.2% of the time, against 4.0% for a clean record. Scores before 2026-09-27 were reconstructed from the filing history as it stood at each date, so the record is a backtest rather than years of live calls.

See the ledger → Every company the score flagged that later failed, what it told the SEC on the way down, and the ones it missed.

Every item above is a filing this company made with the SEC.
Snapshot 2026-11-04 · data from SEC EDGAR (public domain) · not investment advice

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