COFS · Nasdaq
It filed on time and stood behind its numbers. Of companies scoring zero, 4.0% were delisted, went bankrupt, restated or stopped filing within the following year.
Hover or tap a dot to see the filings behind that score.
ChoiceOne Financial Services, Inc. (the “Corporation”) was unable to file its Annual Report on Form 10-K for the fiscal year ended December 31, 2020 within the prescribed time period because the Corporation requires additional time to work with its auditors and legal counsel to prepare and finalize the Form 10-K and to prepare and finalize the XBRL (eXtensible Business Reporting Language) Interactive Data Files for the financial statements and notes. The Corporation anticipates that it will file the Form 10-K no later than the fifteenth calendar day following the prescribed filing date
NT 10-K, filed 2021-04-01 · auditor
ChoiceOne Financial Services, Inc. (the “Corporation”) was unable to file its Annual Report on Form 10-K for the fiscal year ended December 31, 2020 within the prescribed time period because the Corporation requires additional time to work with its auditors and legal counsel to prepare and finalize the Form 10-K and to prepare and finalize the XBRL (eXtensible Business Reporting Language) Interactive Data Files for the financial statements and notes. The Corporation anticipates that it will file the Form 10-K no later than the fifteenth calendar day following the prescribed filing date
reportingrisk.com scores every active US filer on three things a company tells the SEC about itself: late-filing notices on Form NT, 8-K item 4.02 (past accounts declared unreliable) and 4.01 (auditor changes). 1,012 are flagged today.
Every score is frozen and checked twelve months later. Across 91,452 of them, a company scoring 4 or more ended that year delisted, bankrupt, restated or silent 17.2% of the time, against 4.0% for a clean record. Scores before 2026-09-27 were reconstructed from the filing history as it stood at each date, so the record is a backtest rather than years of live calls.
See the ledger → Every company the score flagged that later failed, what it told the SEC on the way down, and the ones it missed.Every item above is a filing this company
made with the SEC.
Snapshot 2026-11-04 · data from SEC EDGAR (public domain) · not
investment advice