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Bank OF THE James Financial Group Inc

BOTJ · Nasdaq

No reporting failures in the last 12 months

It filed on time and stood behind its numbers. Of companies scoring zero, 4.0% were delisted, went bankrupt, restated or stopped filing within the following year.

$56Mpublic float
2024-05-15most recent failure

Score over time

012202220232024202520262024-04-01 · score 12024-03-15 auditor change2024-07-01 · score 22024-05-15 filed late (10-Q) · complex accounting2024-03-15 auditor change2024-10-01 · score 22024-05-15 filed late (10-Q) · complex accounting2024-03-15 auditor change2025-01-01 · score 22024-05-15 filed late (10-Q) · complex accounting2024-03-15 auditor change2025-04-01 · score 12024-05-15 filed late (10-Q) · complex accounting

Hover or tap a dot to see the filings behind that score.

Why they said they were late

Bank of the James Financial Group , Inc. (the “ Company ” ) is unable to file, without unreasonable effort or expense, its Quarterly Report on Form 10-Q for the quarter ended March 31, 2024 (the “ 10-Q ” ) within the prescribed time period because additional time is required to finalize its calculation of the fair value of a subset (approximately $8,000,000 par value of subordinated debt purchased from other bank holding companies) of its securities available-for - sale portfolio. The Company expects to file the 10-Q on or before the fifth calendar day following the prescribed due date

NT 10-Q, filed 2024-05-15 · complex accounting

What it filed

2024-05-15filed late (10-Q)complex accounting SEC →

Bank of the James Financial Group , Inc. (the “ Company ” ) is unable to file, without unreasonable effort or expense, its Quarterly Report on Form 10-Q for the quarter ended March 31, 2024 (the “ 10-Q ” ) within the prescribed time period because additional time is required to finalize its calculation of the fair value of a subset (approximately $8,000,000 par value of subordinated debt purchased from other bank holding companies) of its securities available-for - sale portfolio. The Company expects to file the 10-Q on or before the fifth calendar day following the prescribed due date

2024-03-15auditor changed or resigned SEC →

About this score

reportingrisk.com scores every active US filer on three things a company tells the SEC about itself: late-filing notices on Form NT, 8-K item 4.02 (past accounts declared unreliable) and 4.01 (auditor changes). 1,012 are flagged today.

Every score is frozen and checked twelve months later. Across 91,452 of them, a company scoring 4 or more ended that year delisted, bankrupt, restated or silent 17.2% of the time, against 4.0% for a clean record. Scores before 2026-09-27 were reconstructed from the filing history as it stood at each date, so the record is a backtest rather than years of live calls.

See the ledger → Every company the score flagged that later failed, what it told the SEC on the way down, and the ones it missed.

Every item above is a filing this company made with the SEC.
Snapshot 2026-11-04 · data from SEC EDGAR (public domain) · not investment advice

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